[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.folitec.cz\/pujcky-mohou-pomahat\/#Article","mainEntityOfPage":"https:\/\/www.folitec.cz\/pujcky-mohou-pomahat\/","headline":"P\u016fj\u010dky mohou pom\u00e1hat","name":"P\u016fj\u010dky mohou pom\u00e1hat","description":"Oslovit n\u011bjakou finan\u010dn\u00ed instituci a vz\u00edt si u n\u00ed n\u011bjakou<span class=\"more-dots\"><a href=\"https:\/\/www.folitec.cz\/pujcky-mohou-pomahat\/\">[ ... ]<\/span><\/a>","datePublished":"2021-03-19","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.folitec.cz\/author\/#Person","name":"","url":"https:\/\/www.folitec.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"folitec.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.folitec.cz\/wp-content\/uploads\/ciz%C3%AD%20pen%C3%ADze_8.jpg","url":"https:\/\/www.folitec.cz\/wp-content\/uploads\/ciz%C3%AD%20pen%C3%ADze_8.jpg","height":0,"width":0},"url":"https:\/\/www.folitec.cz\/pujcky-mohou-pomahat\/","about":["Finance"],"wordCount":427,"articleBody":"     Oslovit n\u011bjakou finan\u010dn\u00ed instituci a vz\u00edt si u n\u00ed n\u011bjakou p\u016fj\u010dku je docela b\u011b\u017en\u00e1 praxe. Po\u010d\u00ednaj\u00ed si tak nejednou i v\u00edckr\u00e1t za \u017eivot ti z n\u00e1s, kte\u0159\u00ed se ocitli ve sv\u00edzeln\u00e9 finan\u010dn\u00ed situaci, z n\u00ed\u017e u\u017e nebylo jin\u00e9ho \u00faniku.Lid\u00e9 si p\u016fj\u010duj\u00ed z nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f. N\u011bkdy proto, \u017ee je zklamaly p\u0159\u00edjmy, jimi\u017e by se m\u011bly hradit v\u0161echny \u017eivotn\u00ed n\u00e1klady, n\u011bkdy kv\u016fli nenad\u00e1l\u00fdm a nezvl\u00e1dnuteln\u00fdm v\u00fddaj\u016fm, je\u017e se nedaj\u00ed odsunout na pozd\u011bji, a\u017e se na n\u011b na\u0161et\u0159\u00ed, n\u011bkdy kv\u016fli n\u011b\u010demu jin\u00e9mu. To je r\u016fzn\u00e9.Kdy\u017e \u010dlov\u011bk poc\u00edt\u00ed nedostatek finan\u010dn\u00edch prost\u0159edk\u016f, zam\u00ed\u0159\u00ed dejme tomu n\u011bkam do banky. Tady si pod\u00e1 \u017e\u00e1dost, dolo\u017e\u00ed dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy, \u010dist\u00e9 registry dlu\u017en\u00edk\u016f a jin\u00e9 po\u017eadovan\u00e9 \u00fadaje, je d\u016fkladn\u011b prov\u011b\u0159en a kdy\u017e je shled\u00e1n bonitn\u00edm, pot\u0159ebnou \u010d\u00e1stku za dan\u00fdch podm\u00ednek dostane. A m\u016f\u017ee ji pou\u017e\u00edvat, dokud si ned\u00e1 sv\u00e9 v\u011bci do po\u0159\u00e1dku.Ov\u0161em nejednou se stane, \u017ee takov\u00fd \u017eadatel nedok\u00e1\u017ee splnit to, co tu po n\u011bm cht\u011bj\u00ed. A pak, jak jist\u011b spr\u00e1vn\u011b tu\u0161\u00edte, pen\u00edze nedostane. Banky p\u0159ece nebude riskovat, \u017ee u\u017e sv\u00e9 pen\u00edze nikdy v\u00edce neuvid\u00ed.Je to pro takov\u00e9ho neuspokojen\u00e9ho \u017eadatele nep\u0159\u00edjemn\u00e9, ale ned\u00e1 se s t\u00edm nic d\u011blat. Proto\u017ee banky jsou ve sv\u00fdch po\u017eadavc\u00edch neoblomn\u00e9.Nebankovn\u00ed spole\u010dnosti ale na\u0161t\u011bst\u00ed nikoliv. A kdy\u017e tedy n\u011bkdo neusp\u011bje v bance, m\u016f\u017ee se \u010dasto \u00fasp\u011b\u0161n\u011b uch\u00e1zet aspo\u0148 o nebankovn\u00ed hypot\u00e9ku. Proto\u017ee takov\u00e1 hypot\u00e9ka na pozemek je i v p\u0159\u00edpad\u011b problematick\u00fdch \u017eadatel\u016f \u010dasto s\u00e1zkou na jistotu. U t\u00e9 usp\u011bje obvykle i ten, kdo by jinde nem\u011bl \u0161anci. Tedy za p\u0159edpokladu, \u017ee tento vlastn\u00ed n\u011bjakou nemovitost. U nebankovn\u00ed hypot\u00e9ky lze toti\u017e takovou nemovitost pou\u017e\u00edt coby z\u00e1stavu a d\u00edky t\u00e9 lze z\u00edskat pen\u00edze klidn\u011b i tehdy, kdy\u017e je na tom \u017eadatel ekonomicky hodn\u011b zle. P\u0159\u00edjmy \u010di registry dlu\u017en\u00edk\u016f, exekuce a jin\u00e9 probl\u00e9my jsou tu d\u00edky on\u00e9 z\u00e1stav\u011b m\u00e1lo v\u00fdznamn\u00e9, d\u00e1 se tu akceptovat nejeden \u017eadatel\u016fv nedostatek a tento si tak m\u016f\u017ee p\u016fj\u010dit, klidn\u011b i hodn\u011b pen\u011bz a na dlouho.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky mohou pom\u00e1hat","item":"https:\/\/www.folitec.cz\/pujcky-mohou-pomahat\/#breadcrumbitem"}]}]